Pre-Retirees & Retirees

RETIRE WITH CONFIDENCE.

Our Approach

We genuinely enjoy retirement planning.

Creating a retirement plan you can rely on is a comprehensive process. For us, it’s our favorite kind of puzzle. We’re proud of our “leave no stone unturned” philosophy of retirement planning, as it has often led us to creative solutions for complex problems. Our rigorous approach takes into consideration all aspects of your financial life and personal preferences and lifestyle. We’ll work with you year in and year out to coordinate, implement, monitor, and adjust your retirement plan strategies.

How we do retirement income planning:

  1. We’ll start by establishing a clear understanding of your financial needs, a detailed picture of what your ideal retirement will look like, and a complete understanding of your financial situation and the unique considerations of your personal circumstances.

  2. We’ll run comprehensive financial analysis on your situation which will project how much income you will need each year in retirement, and how much income will come from fixed sources to determine how much will need to be supplemented by retirement savings accounts.

  3. We’ll create a detailed investment strategy that will time segment your retirement investments into several portfolios that correspond to the retirement years in which they are intended to be distributed to you as income.

  4. We’ll help you reposition your assets in preparation for the distribution phase and implement the investment and overall income strategy.

  5. We’ll thoroughly review the plan each year and make adjustments as the economy changes, your lifestyle changes, and as certain milestones are hit (claiming Social Security, filing for Medicare, sale of a property or business, etc.)

  6. We’ll help you create and maintain your estate plan to ensure that your assets will be prepared to be passed on to your loved ones or charitable organizations in an effective and efficient manner.

Our Retirement Planning Process

How We Serve Pre-Retirees & Retirees

Social Security Maximization


Develop a strategy to get the most out of Social Security benefits, while ensuring your loved ones will be protected once you pass.

Tax Minimization Strategies


Make your retirement funds last longer by implementing wise tax reduction strategies both inside the portfolio and outside.

Distribution Strategies


Create a customized plan that specifies exactly when and where your retirement income will come from for every single year of retirement.

Survivor & Legacy Planning


Ensure your loved ones are taken care of when you pass by focusing on maximizing the financial legacy you'll leave behind.

Investment Management


Professional implementation of your distribution plan and ongoing management and oversight of your investments throughout retirement.

Health & Long-Term Care


Plan for healthcare and long-term care costs that could arise during retirement.